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“Behind every small business, there is a person with a dream.”

2025 Small Business Credit Survey

The Federal Reserve’s 2025 Small Business Credit Survey is now open, and the State of Hawaii, Department of Business, Economic Development & Tourism (DBEDT) is a partner in this effort. Business owners and key financial decision-makers of for-profit businesses, are invited to share your recent experiences about whether and how you use debt, what financial conditions you face, and more.


Answers to these questions contribute to data that directly inform federal government agencies, service providers, policymakers, and others—a public good ultimately benefiting your business and others like yours. Please help us by taking the 12-minute survey today.


The survey is open to businesses currently in operation, those recently closed, and those about to launch now through November 14, 2025. All responses are confidential.

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